Loans and finance
You start with a million euros and a meadow. Loans can speed up your expansion, but they are never required – a well-run airfield grows from its own income.
Your money
The grass-field start gives you 1,000,000 €. Building is relatively cheap; running costs are what you need to watch – staff, upkeep, maintenance per square metre and vehicle operations are charged every day, whether planes land or not.
Income comes from landing, parking and passenger fees, fuel sales, rent, contracts and the grants of the goal board – see fees and airline contracts.
Loans from the county bank
From chapter 3 the finance window (key K) offers three loans:
| Offer | Amount | Term | Total interest (approx.) |
|---|---|---|---|
| Short | 150,000 € | 10 game days | about 4 % |
| Medium | 300,000 € | 20 game days | about 8 % |
| Long | 500,000 € | 40 game days | about 15 % |
Interest is 0.7 % per game day, paid back as a daily instalment at the start of each day. On the last day the remaining balance is due. You can hold up to four loans at once.
You can repay early at any time – 50,000 € or the full amount. After a partial repayment the term stays the same and the daily instalment drops.
Do I need one?
No. The career is balanced so that the path from grass field to regional airport works without a single loan, carried by operating income and goal grants. A loan is a tool to build something a few days earlier – for example the asphalt runway before the cash for it has piled up.
Insolvency
A badly run airport can still go bust on its running costs. If that happens you can continue in sandbox mode – in co-op, this applies to everyone in the session.